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MEDICARE REBATES

Medicare Rebates for Speech Therapy: Comparison Guide

The table below compares the three main Medicare pathways that may provide rebates for speech pathology services.

Medicare Pathway
Who It Is For
Referral Required
Speech Pathology Sessions Available
Key Things to Know
Chronic Disease Management Plan (CDM)
Children or adults with a chronic health or developmental condition impacting communication
GP
Up to 5 allied health sessions per calendar year (shared across all allied health providers)
Sessions may be shared between speech pathology, occupational therapy, physiotherapy or psychology.

The Medicare rebate contributes to the cost but does not cover the full fee.
M10 Speech Pathology Rebate (from March 2026)
Children and young people with speech sound disorders, stuttering, or speech difficulties related to cleft lip and palate
GP, paediatrician or medical specialist
Up to 8 assessment sessions and 20 treatment sessions (lifetime)
Designed specifically for speech disorders. Treatment sessions are usually delivered in blocks with a doctor review between blocks.
Complex Neuro
-developmental Disorders Pathway
Children being assessed or treated for complex developmental conditions such as autism or global developmental delay
Paediatrician or specialist doctor
Assessment services plus up to 20 therapy sessions following diagnosis
Speech pathologists are often involved in assessing communication, language development and social communication skills as part of a multidisciplinary team.

Which Medicare pathway is right for my child?

The most appropriate pathway depends on your child’s communication needs, diagnosis and referral from your doctor.

Medicare Pathway
Item Number
Rebate per Session
Number of Sessions
Chronic Disease Management Plan (CDM)
10970
$61.80 per session*
Up to 5 sessions per calendar year shared across allied health
M10 Speech Pathology Rebate (from March 2026)
M10 group items
$87.25 per session*
Up to 8 assessment sessions + 20 treatment sessions (lifetime)
Complex Neuro
-developmental Disorders Pathway
82020
$87.25 per session*
Up to 20 treatment sessions
CDM plans are commonly used when a child has a long-term condition and needs support from multiple health professionals.
The neurodevelopmental pathway supports children undergoing comprehensive developmental assessment and early intervention.
The M10 pathway is specifically designed for children and young people with certain speech sound disorders, fluency and cleft lip and palate.

If you’re unsure which pathway may apply to your child, Speak & Write can help guide you through the options and explain what to discuss with your GP or paediatrician.

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Which Medicare pathway applies to your child?

Answer 5 quick questions to find out which Medicare speech therapy rebate you may be eligible for.

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What concerns have you noticed? (select all that apply)
Which Medicare pathway are you requesting?
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This letter was generated using the free GP Referral Letter Builder tool provided by Speak & Write Speech Pathology (speakandwrite.com.au). It is intended as a guide to support families in requesting an appropriate Medicare referral and does not constitute a formal clinical referral or recommendation from Speak & Write.
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Book a GP appointment — call your regular GP and ask for an extended consultation
Print or show this letter — hand it to your GP or show it on your phone
Ask your GP for the referral — they can issue it during the same appointment
Book your first session with Speak & Writecontact us here ↗ once you have your referral
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Medicare pathway
Number of sessions 10 sessions
Our fee per session $193.99
Session frequency
Total cost
$2,100
Medicare rebate
$872
Out-of-pocket
$1,228
Per session gap
$122.75
Breakdown
Sessions10
Fee per session$210.00
Medicare rebate per session$87.25
Your gap per session$122.75
Sessions covered10 of 20 lifetime
Sessions remaining after plan10 sessions
Medicare rebate
Out-of-pocket
Private health insurance: In Australia you cannot claim private health extras on the same session as a Medicare rebate — the two cannot be combined. Once your Medicare sessions are exhausted, you may be able to claim further sessions through your extras cover. Check with your fund for your allied health benefit limits.
Medicare Safety Net: Once your family's out-of-pocket medical costs reach a threshold in a calendar year, the Medicare Safety Net may cover a higher percentage of future costs. Learn more at Services Australia ↗
Book a session & discuss your options ↗

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Medicare Rebates for Speech Therapy – Frequently Asked Questions

Does Medicare cover speech therapy in Australia?

Yes, Medicare may provide rebates for speech therapy in Australia, but only under certain referral pathways.

Children may be eligible for Medicare rebates for speech pathology through:

- a Chronic Disease Management Plan (CDM) from a GP
- the M10 speech pathology rebate (introduced in March 2026)
- the Complex Neurodevelopmental Disorders pathway for children being assessed or treated for developmental conditions

Each pathway has different eligibility requirements and referral processes.

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How do I get a Medicare rebate for speech therapy?

To access a Medicare rebate for speech pathology, your child must first receive a referral from a doctor.

The steps are usually:

- Visit your GP or paediatrician
-
Discuss your concerns about your child’s speech, language or communication development
-
Ask whether your child may be eligible for a Medicare referral for speech therapy
Bring the referral to your speech pathology appointment

Our team at Speak & Write can help guide you through the process.

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How many speech therapy sessions are covered?

The number of speech therapy sessions available through Medicare depends on the referral pathway.

Typical limits include:

Chronic Disease Management Plan (CDM)
Up to 5 allied health sessions per calendar year shared across all allied health providers.

M10 Speech Pathology Rebate
Up to 8 assessment sessions and 20 treatment sessions across a person’s lifetime.

Complex Neurodevelopmental Disorders Pathway
Assessment services and up to 20 therapy sessions following diagnosis.

Your doctor will determine which pathway is appropriate for your child.

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Do I need a GP referral for speech therapy?

You do not need a referral to see a speech pathologist privately.

However, if you want to claim a Medicare rebate for speech therapy, you will need a referral from:

- a GP (for CDM or M10 pathways), or
- a paediatrician or specialist doctor (for neurodevelopmental assessment pathways).

You can only claim the Medicare rebate after the date of your referral. You can get started with us, but will not be able to claim through Medicare until after your referral date.

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How much is the Medicare rebate for speech therapy?

Medicare provides a partial rebate for speech pathology services.

The rebate amount is set by Medicare and does not cover the full cost of a speech therapy session, meaning there will be an out-of-pocket fee.

Our team can explain the current rebate amount and how Medicare claiming works when you book your appointment.

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Can I use Medicare and NDIS for speech therapy?

Medicare and NDIS cannot be used for the same speech therapy session.

However, families can choose to use:

- Medicare rebates for some sessions
- NDIS funding for other sessions

This allows families to use their funding in a way that best supports their child’s therapy needs.

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What speech problems are eligible for Medicare rebates?

Eligibility depends on the specific Medicare pathway, but speech therapy rebates may be available for children with:

- Speech sound disorders (unclear speech)
- Stuttering or fluency difficulties
- Speech difficulties related to cleft lip and palate
- Communication challenges associated with developmental conditions
- Speech or language delays linked to medical diagnoses
- Literacy difficulties due to underlying communication difficulties

A GP or paediatrician will determine whether your child meets the criteria for a referral.

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What age can children access speech therapy rebates?

The age limits depend on the pathway.

- M10 speech pathology pathway: available for children and young people under 25
- Complex neurodevelopmental pathway: typically for children under 13
- Chronic Disease Management Plan: available for children or adults with chronic conditions

If you are unsure whether your child may qualify, Speak & Write can help guide you through the options.

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When should I see a speech pathologist?

You may wish to speak with a speech pathologist if your child:

- is difficult to understand
- is not using as many words as expected
- struggles to follow instructions
stutters or repeats sounds
has difficulty interacting socially
has concerns with feeding or swallowing

Early support can make a meaningful difference in a child’s communication development and confidence.

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Can Speak & Write help with Medicare referrals?

Yes. While referrals must be written by your GP or paediatrician, our team can help explain:

- which Medicare pathways may apply
- what to ask your doctor
- how Medicare rebates work for speech therapy

If you have concerns about your child’s speech, language or communication skills, we’re here to help.

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M10 Medicare Rebate

In March 2026, Medicare introduced a new rebate pathway specifically designed to support children and young people with certain speech disorders. This new M10 Medicare rebate for speech pathology aims to improve access to speech therapy for children whose communication difficulties impact daily life and learning.

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young boy looking at calendar at speech pathology

Who is eligible for the M10 speech therapy rebate?

Children and young people under 25 years old may be eligible if they have, or are suspected of having:

- Speech sound disorders (difficulty producing speech sounds clearly)
- Stuttering or fluency disorders
- Speech difficulties related to cleft lip or cleft palate


A referral can be provided by a:

- GP
- Paediatrician
- Medical specialist

How many speech therapy sessions are available?

Medicare may provide rebates for:

- Up to 8 speech pathology assessment sessions (lifetime)
- Up to 20 speech therapy treatment sessions (lifetime)


Treatment sessions are usually delivered in two blocks of therapy, with a review by the referring doctor between blocks.

Why speech therapy support is important

Speech sound disorders and stuttering can affect a child’s:

- ability to be understood by others
- confidence when speaking
- participation at preschool or school
- early literacy and learning


Access to early speech pathology intervention can support clearer speech and stronger communication skills.

Important things to know

- M10 sessions are separate from CDM sessions
- The Medicare rebate reduces the cost but does not cover the full therapy fee
- Sessions can be accessed any time before age 25

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Want to learn more?

Who is eligible for the M10 speech therapy rebate?
How many speech therapy sessions are available?
Why speech therapy support is important
Important things to know

Chronic Disease Management Plan (CDM) for Speech Therapy

One of the most common ways families access a Medicare rebate for speech therapy is through a Chronic Disease Management Plan, sometimes called an EPC referral. This plan is created by your GP when a child has a condition that requires ongoing care from multiple health professionals. Speech pathologists are frequently included when a child’s condition impacts their speech, language, communication or feeding development.

Assessment

Who is eligible for a CDM speech therapy referral?

Eligibility is determined by your GP. Generally, the condition must have lasted, or be expected to last, six months or longer.

Children may be referred for speech pathology support if they have:

- Developmental delays affecting speech or language
- Neurological or genetic conditions
- Communication challenges related to medical diagnoses
- Feeding or swallowing difficulties
- Ongoing speech or language disorders

How many speech therapy sessions does Medicare cover?

Under a Chronic Disease Management Plan, Medicare provides rebates for up to 5 allied health sessions per calendar year.

These sessions are shared across all allied health professionals involved in your child’s care, such as:
- Speech pathologists
- Occupational therapists
- Physiotherapists
- Psychologists

Important things to know

- A GP referral and care plan must be created before the first appointment
-
The Medicare rebate contributes to the session cost but does not cover the full fee
-
Your GP can review and renew the plan each year

Complex Neurodevelopmental Disorders

Medicare also provides rebates for allied health services when children require assessment or treatment for complex neurodevelopmental conditions.Speech pathologists often play an important role in assessing communication development, social communication and language skills as part of this pathway.

collaboration with family

Who may be eligible?

Children under 13 years old who are being assessed for complex developmental conditions such as:

- Autism spectrum disorder
- Global developmental delay
- Intellectual disability
- Other neurodevelopmental conditions

These conditions can affect speech development, language skills, learning and social communication.

A referral for this pathway must come from a paediatrician or specialist doctor.

How many speech pathology sessions are available?

Medicare may fund:
- Allied health assessment sessions as part of a multidisciplinary evaluation
- Up to 20 therapy sessions following diagnosis

Speech pathology assessments may look at:
-speech clarity
-language development
-social communication
-early literacy skills

Important things to know

- A specialist referral is required
-
Children are often assessed by multiple professionals
-
Medicare rebates reduce costs but do not fully cover session fees